Strange request: Woman uses ‘Holy spirit’ as collateral to get bank loan

by Kolapo Olapoju

On Friday, 12 September, there was a drama of sorts at a micro-finance bank in one of the major cities of Delta, when a certain middle-aged woman approached a bank officials and requested for a loan of N1.5 million.

After which, the official gave her a form to fill for the loan facility. While filling the form, she wrote the name of her 12-year-old son as surety, while writing ‘Holy Spirit’ as collateral.

The bank official, apparently bemused by what the loan-seeker wrote down, took the form to his superiors to seek advice on the appropriate course of action, after which the woman was invited to the boss’s office.

Upon getting there, she was asked to explain why she wrote ‘Holy Spirit’ as her collateral, and her 12- year- old son as surety.

She responded saying, “Don’t you know the Holy Spirit or are you not a Christian? Do you want me to write the name of ordinary mortal that will disappoint the bank? No, the Holy Spirit is my collateral because He does not lie, and He cannot fail. So, please let me have the loan.”

After she was told that it was not possible to use the ‘Holy spirit’ as collateral, she angrily told them: “Since you don’t want to give me this loan, you wait for me and see what the Holy Spirit will do. You must give the loan to me.”

After her declaration, she reportedly stormed out and walked away, only to return a couple of days later, with the wife of the chairman of the board of directors of the bank.

The wife of the chairman, reportedly came in and angrily asked, “Where is that disrespectful officer who refused to honour my request that this woman be given a loan. This is indiscipline and an act of insubordination. Bring him out; if you can’t respect the wife of the chairman of the bank’s board of directors, who else will you respect?”

This absurd story was first reported by Leadership.

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